Hall Financial Advisors, LLC seeks to build life-long investment relationships on a foundation of trust and client satisfaction with exceptional service. We are dedicated to helping you create the life and legacy you desire by applying our investment experience to your unique goals.
If you are looking for investments with the potential to generate income, Hall Financial Advisors, LLC offers a disciplined strategy. We specialize in building portfolios of U.S. Treasury, government agency, zero-coupon and corporate bonds of staggered maturities, as well as tax-efficient municipal bonds and FDIC-insured certificates of deposit.
The FDIC standard maximum deposit insurance amount per depositor per insured depository institution for each account ownership category is $250,000.
Yields and market value will fluctuate so that your investment, if sold prior to maturity, may be worth more or less than its original cost. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can result in the decline of the value of your investment.
Estate Planning Strategies
Through our affiliates, Hall Financial Advisors, LLC works with families to find the most appropriate estate-planning strategies for their situation, including the use of lifetime gifts and trusts to potentially reduce estate-tax liability. We understand the sensitive nature of this topic, and can assist in reviewing or helping you develop a plan that simplifies the transfer of your estate to family members. To ensure comprehensive and seamless execution of your investment strategy and future legacy, we consult with your other professional advisors, including attorneys, insurance specialists and CPAs, as needed. By encouraging all of your advisors to work together as a team, we are best able to identify opportunities and avoid strategic mistakes. The steps you take today to review your will and estate documents with your professional advisors could protect your heirs from substantial delays, fees and taxes.
Through our professional relationships, Hall Financial Advisors, LLC can offer individuals who seek to establish a trust an alternative to appointing themselves, friends or family members as trustees, and can therefore address trust needs with a high degree of impartiality. Additionally, if you choose to invest trust assets through us, you may benefit from reduced trust management and administration fees. We can assist you with a broad range of cost-effective trust strategies, including living, testamentary, life insurance and charitable trusts.
Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specialized in estate planning and is licensed to practice law in your state.
Because our business is providing advice and implementing ideas, not selling products, we prefer the benefits of all-inclusive, competitive fee-based investing. While Hall Financial Advisors, LLC offers traditional brokerage accounts, we also offer portfolio-management services and access to some of the nation’s well-known, professional money managers through fee-based compensation arrangements. We consider this approach more objective because our compensation is tied to the long-term success of your portfolio. This cost-effective program is designed to help you achieve your financial goals. Programs include:
- Asset Advisor: To succeed in today’s complex markets, you need objective advice that you can rely on. Hall Financial Advisors, LLC offers Asset Advisor, a comprehensive investment advisory program. While you ultimately make the specific investment decisions, we can provide sound advice as well as profiling, asset allocation, investment selection and ongoing advice, as needed.
- Fundamental Choice: The Fundamental Choice program is a customized advisory portfolio management program that utilizes active asset allocation management with a goal of long-term capital appreciation. At Hall Financial Advisors, LLC specially-trained financial advisors manage client portfolios in a discretionary manner, guided closely by the research recommendations and collective insights of Wells Fargo Securities. Each investment model follows an investment plan customized to the client’s needs representing a blend of stocks, cash alternatives, exchange-traded funds, select closed-end funds and allowable mutual funds.
Achieving financial security means growing your assets and protecting the wealth you have built. With Asset Advisor, you receive objective advice and guidance based on your investment goals and objectives.
Advisory programs may not be appropriate for all clients.
Fees for the Asset Advisor program include Advisory services, performance measurement, transaction costs, custody services and trading. Fees are based on the assets in the account and are assessed quarterly. The fees do not cover the fees and expenses of any underlying packaged products in the account. These accounts are not designed for excessively traded or inactive accounts, and may not be suitable for all investors. During periods of lower trading activity, your costs might be lower if our compensation was based on commissions. Please carefully review the Wells Fargo Advisors Financial Advisors advisory disclosure document for a full description of our services, including fees and expenses. Additional fees may apply in certain circumstances. Please contact a Financial Advisor for more specific details about additional expenses that may be incurred in this type of program and for a list of eligible and excluded assets. The minimum account size for this program is $25,000.
Fees for the Fundamental Choice program include Advisory services, performance measurement, transaction costs, custody services and trading. Fees are based on the assets in the account and are assessed quarterly. There is a minimum fee of $250 per calendar quarter to maintain this type of account. The fees do not cover the fees and expenses of any underlying packaged product used in your portfolio. Advisory accounts may not be suitable for all investors. During periods of lower trading activity, your costs might be lower if our compensation was based on commissions. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. The minimum account size for this program is $50,000.
Hall Financial Advisors, LLC assists clients in trading common and preferred stocks listed on the major exchanges which include the New York Stock Exchanges and Nasdaq. As an independently-owned business, we believe our circumstances provide the best of both worlds: access to “world-class” resources, with no obligation to favor one investment product or service over another. Mr. Hall pursues the best investment opportunities for each client by studying diversified sources of information, including recommendations from several prestigious Wall Street firms such as Standard & Poor’s and Dorsey Wright (technical analysis). Our access to varied research allows us to form opinions and build a plan independent of proprietary investment products.
Stocks offer long-term growth potential, but may fluctuate more and provide less current income than other investments. An investment in the stock market should be made with an understanding of the risks associated with common stocks, including market fluctuations.
Paying for college has never been easy, particularly for families with competing financial goals. Hall Financial Advisors, LLC can show you how to help a child or grandchild afford college by using qualified state tuition programs, also called 529 college savings plans. A 529 plan enables you to invest funds on a tax-deferred basis, and still maintain control of withdrawals for the life of the account. Please consider the investment objectives, risks, charges and expenses carefully before investing in a 529 savings plan. The official statement, which contains this and other information, can be obtained from us. Read it carefully before you invest.
The availability of such tax or other benefits may be conditioned on meeting certain requirements. Hall Financial Advisors, LLC and Wells Fargo Advisors Financial Network do not provide tax or legal advice. Be sure to consult with your own tax and legal advisors before taking any action that would have tax consequences.
Retirement Plan Services
If you’re like most people, securing a comfortable retirement is near the top of your financial wish list. Whether you’re an individual seeking to achieve tax-deferred growth or a business owner wishing to offer employees an attractive benefit without jeopardizing the company’s bottom line, Hall Financial Advisors, LLC can help you navigate the complex choices available to you, including:
- Roth IRAs
- SIMPLE IRAs
- 401(k) plans
- Defined-contribution and defined-benefit plans
We can provide you with the advice you need to help design the plan most appropriate for your individual or corporate objectives. Once your plan is established, we will help you implement it in an attempt to reach its fullest potential.
Access to Lending Services
Through our Wells Fargo affiliates, you have access to lending and banking services, including:
- Securities-based lines of credit
- Residential mortgages
- Home equity financing
- Small business financing
- Credit cards
Lending and other banking services available through the Lending & Banking Services Group of Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Licensed by New Hampshire banking department. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Financial Advisor NMLS ID, if applicable: N/A.